Terms and Conditions

These terms and conditions outline the rules and guidelines for participating in the referral bonus program ("Program") offered by Miss Mortgage Pty Ltd (ACN 122 968 316) trading as Miss Mortgage & Associates (“the Company”), a mortgage broker based in Perth, Western Australia. By participating in the Program, you agree to comply with these terms and conditions. Please read them carefully.

Eligibility:

The Program is open to existing clients aged over 18 years.

Program Period:

The Program will commence at 12 noon on Saturday the 10th of June 2023 and continue indefinitely. The Company reserves the right to modify or terminate the Program at any time without prior notice.

Referral Qualification:

a. To be eligible for the referral bonus, the referred party ("Referee") must be an existing client of the Company and must engage the services of the Company to settle a loan with a minimum value of AUD$300,000.

b. The Referee and/or the referred individual (“Referrer”) must mention the Referrer at the time of their initial contact with the Company.

Referral Bonus:

a. A $500 digital visa debit card will be sent to the Referrer for each eligible Referee who successfully settles a loan using the Company as their nominated mortgage broker.

b. The referral bonus will be paid to the Referrer within 7 days of the Referee's mortgage settlement date.

c. The referral bonus is non-transferable.

Program Restrictions:

a. Referrers may not refer themselves.

b. The Referrer must obtain the Referee's consent before providing their contact information to the Company.

c. Multiple referrals of the same individual will be counted as one referral. The Referrer who refers a Referee first will be the recipient of the referral bonus.

Liability:

a. The Company reserves the right to disqualify any Referrer or Referee if it believes there has been a violation of these terms and conditions.

b. The Company is not responsible for any technical malfunctions, errors, or delays in the referral process.

c. The Company is not liable for any damages, losses, or expenses incurred resulting from participation in the Program.

Privacy:

a. Personal information collected during the referral process will be used solely for the purposes of the Program and will not be shared with third parties without consent.

b. We will not ask you to disclose sensitive information, but if you elect to provide sensitive information it will also be captured and stored.

c. Referrers and Referees have the right to access, update, or request the deletion of their personal information by contacting the Company.

d. The security of your information is very important to us. We regularly review developments in security and encryption technologies. Unfortunately, no data transmission over the internet can be guaranteed as totally secure. We take all reasonable steps to protect the information in our systems from misuse, interference, loss, and any unauthorised access, modification, or disclosure. If we no longer need your information, and we are legally permitted to, we will take all reasonable steps to destroy or de-identify the information.

General:

a. These terms and conditions constitute the entire agreement between the Company and the participants of the Program.

b. The Company reserves the right to modify or amend these terms and conditions at any time, and such changes will be effective immediately upon posting on the Company's website or other communication channels.

c. By participating in the Program, you acknowledge that you have read, understood, and agreed to these terms and conditions.

d. If you have any questions or concerns regarding the Program, please contact the Company directly via email at hilary@missmortgage.com.au or by telephone on 0439 346 620.